Gagetown, MI
Gagetown, MI's wildfire risk, in USFS's own numbers
Gagetown's 228 buildings earn a 6th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gagetown at the 6th percentile, close to its 6th-percentile risk score.
Gagetown's building exposure, zone by zone
USFS classifies 73.7% of Gagetown's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 26.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Gagetown against the rest of the country
There's little gap between Gagetown's 6th national percentile and its 14th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gagetown ranks 29,758 for wildfire risk (1 is highest) and 23,855 by building count (1 is largest). Within Michigan alone, it ranks 639 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Gagetown and the insurance market
At the 6th national percentile, Gagetown rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 73.7% of Gagetown outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Gagetown's figures come from
Gagetown's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Gagetown's dominant minimal exposure actually means, with real examples from across the dataset.