Fyffe, AL
How exposed is Fyffe to wildfire?
Fyffe sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 815 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fyffe at the 83rd national percentile — 5 points above its risk-to-structures score, a gap driven by how much is actually built there.
Fyffe's building exposure, zone by zone
Direct exposure dominates in Fyffe: 78.8% of its 815 buildings, versus 18.5% Indirect and 2.7% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Fyffe against the rest of the country
There's little gap between Fyffe's 78th national percentile and its 70th percentile inside Alabama, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fyffe ranks 6,826 for wildfire risk (1 is highest) and 13,498 by building count (1 is largest). Within Alabama alone, it ranks 176 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Fyffe and the insurance market
Fyffe's high rating (78th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Fyffe's 78.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Fyffe's 6,826-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fyffe, see the exposure-zones guide.