Funk, NE
Funk, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Funk at the 12th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 187 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Funk's burn probability — fire likelihood with no building count factored in — sits at the 10th percentile nationally.
Where Funk's buildings actually sit
Most of Funk's buildings (79.1% of 187) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Funk compares
Funk's risk sits at a similar level relative to Nebraska (5th percentile statewide) as it does nationally (12th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Funk ranks 27,612 for wildfire risk (1 is highest) and 25,355 by building count (1 is largest). Within Nebraska alone, it ranks 552 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Funk's low rating (12th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 79.1% of Funk outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 187 counted buildings into the percentiles shown above for Funk. For more on what minimal exposure implies beyond Funk, see the exposure-zones guide.