Fults, IL
How exposed is Fults to wildfire?
USFS's Wildfire Risk to Communities model puts Fults at the 33rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 25 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fults at the 32nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Fults's building exposure, zone by zone
Most of Fults's buildings (100%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Fults against the rest of the country
Fults's 84th-percentile standing inside Illinois outpaces its 33rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Fults ranks 21,200 for wildfire risk (1 is highest) and 31,409 by building count (1 is largest). Within Illinois alone, it ranks 238 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Fults and the insurance market
Fults's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 100% of Fults's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 25 counted buildings into the percentiles shown above for Fults. For more on what indirect exposure implies beyond Fults, see the exposure-zones guide.