Fulton, MI
Fulton, MI's wildfire risk, in USFS's own numbers
Fulton's 142 buildings earn a 41st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fulton at the 42nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fulton's buildings actually sit
67.6% of Fulton's 142 buildings sit in USFS's Direct exposure zone, roughly 96 structures close enough to burnable vegetation for flame contact, not just embers — 32.4% fall in the Indirect, ember-only zone and 0% are Minimal.
How Fulton compares
Compare Fulton's two percentiles: 91st within Michigan, only 41st nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fulton ranks 18,620 for wildfire risk (1 is highest) and 27,209 by building count (1 is largest). Within Michigan alone, it ranks 65 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Fulton and the insurance market
Fulton's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fulton
Because Direct exposure dominates in Fulton (67.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Fulton's figures come from
Every one of the two percentiles behind Fulton's 18,620-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fulton's dominant direct exposure actually means, with real examples from across the dataset.