Fulton, MD
Fulton, MD's wildfire risk, in USFS's own numbers
Fulton sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,438 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fulton's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
What "at risk" means for the buildings here
Most of Fulton's buildings (54.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Fulton compares
Fulton scores 19th nationally and 23rd within Maryland — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fulton ranks 25,621 for wildfire risk (1 is highest) and 9,440 by building count (1 is largest). Within Maryland alone, it ranks 408 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 19th national percentile, Fulton rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Fulton
With ember exposure the dominant pattern in Fulton (54.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Fulton's figures come from
The methodology guide shows exactly how USFS turned 1,438 counted buildings into the percentiles shown above for Fulton. The exposure-zones guide covers what Fulton's dominant indirect exposure actually means, with real examples from across the dataset.