Fulton, IN
Fulton, IN's wildfire risk, in USFS's own numbers
Fulton sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 243 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fulton at the 0th percentile, close to its 1st-percentile risk score.
Fulton's building exposure, zone by zone
Fulton rates 89.3% Minimal exposure against just 10.7% Direct and 0% Indirect — of 243 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Fulton against the rest of the country
Fulton's risk sits at a similar level relative to Indiana (3rd percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fulton ranks 31,360 for wildfire risk (1 is highest) and 23,356 by building count (1 is largest). Within Indiana alone, it ranks 936 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Fulton's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 89.3% of Fulton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fulton's figures come from
Every one of the two percentiles behind Fulton's 31,360-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fulton's dominant minimal exposure actually means, with real examples from across the dataset.