Fulton, AR
Fulton wildfire risk explained
Fulton sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 118 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fulton's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
What "at risk" means for the buildings here
USFS puts 99.2% of Fulton's 118 buildings in the Indirect exposure zone, versus 0.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Fulton compares
Fulton's 62nd national percentile looks worse in isolation than its 44th ranking inside Arkansas does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Fulton ranks 12,090 for wildfire risk (1 is highest) and 28,229 by building count (1 is largest). Within Arkansas alone, it ranks 345 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
At the 62nd percentile nationally, Fulton carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Fulton
Fulton's 99.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Fulton's figures come from
Every one of the two percentiles behind Fulton's 12,090-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fulton's dominant indirect exposure actually means, with real examples from across the dataset.