Fulton, AL
Fulton, AL's wildfire risk, in USFS's own numbers
USFS scores Fulton at the 60th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 251 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fulton at the 61st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fulton's buildings actually sit
Direct exposure dominates in Fulton: 80.9% of its 251 buildings, versus 19.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Fulton against the rest of the country
Inside Alabama, Fulton sits at just the 26th percentile even though it scores 60th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fulton ranks 12,657 for wildfire risk (1 is highest) and 23,093 by building count (1 is largest). Within Alabama alone, it ranks 441 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Fulton
Fulton's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Fulton's 80.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Fulton's 12,657-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fulton, see the exposure-zones guide.