Fulshear, TX
Fulshear, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Fulshear at the 74th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 5,902 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fulshear's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Where Fulshear's buildings actually sit
Indirect exposure is dominant in Fulshear (40.8% of 5,902 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 25.6% sit in the Direct zone. At 5,902 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Fulshear against the rest of the country
Fulshear's 74th national percentile looks worse in isolation than its 42nd ranking inside Texas does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Fulshear ranks 8,271 for wildfire risk (1 is highest) and 2,918 by building count (1 is largest). Within Texas alone, it ranks 1,038 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Fulshear's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 40.8% of Fulshear's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 5,902 counted buildings into the percentiles shown above for Fulshear. For more on what indirect exposure implies beyond Fulshear, see the exposure-zones guide.