Fullerton, NE
Fullerton wildfire risk explained
USFS's Wildfire Risk to Communities model puts Fullerton at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,023 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fullerton at the 53rd national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Fullerton's building exposure, zone by zone
82.3% of Fullerton's 1,023 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 14% Direct and 3.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Fullerton against the rest of the country
There's little gap between Fullerton's 59th national percentile and its 47th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fullerton ranks 13,053 for wildfire risk (1 is highest) and 11,776 by building count (1 is largest). Within Nebraska alone, it ranks 308 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Fullerton
Fullerton's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Fullerton (82.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Fullerton's figures come from
The methodology guide shows exactly how USFS turned 1,023 counted buildings into the percentiles shown above for Fullerton. The exposure-zones guide covers what Fullerton's dominant indirect exposure actually means, with real examples from across the dataset.