Fruitville, FL
Fruitville, FL's wildfire risk, in USFS's own numbers
Fruitville's 6,097 buildings earn a 71st-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fruitville at the 70th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Fruitville's buildings (67.5% of 6,097) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,097 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Fruitville compares
Fruitville ranks lower within Florida (28th percentile statewide) than its 71st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Fruitville ranks 9,133 for wildfire risk (1 is highest) and 2,841 by building count (1 is largest). Within Florida alone, it ranks 687 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Fruitville and the insurance market
At the 71st percentile nationally, Fruitville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 67.5% of buildings rated Minimal exposure, Fruitville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,097 counted buildings into the percentiles shown above for Fruitville. For more on what minimal exposure implies beyond Fruitville, see the exposure-zones guide.