Fruitvale, TX
Fruitvale wildfire risk explained
Fruitvale sits at the 75th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 296 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fruitvale at the 77th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Fruitvale's building exposure, zone by zone
Of Fruitvale's 296 counted buildings, 83.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Fruitvale against the rest of the country
Inside Texas, Fruitvale sits at just the 46th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fruitvale ranks 7,892 for wildfire risk (1 is highest) and 21,743 by building count (1 is largest). Within Texas alone, it ranks 966 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 75th percentile nationally, Fruitvale carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Fruitvale
Because Direct exposure dominates in Fruitvale (83.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Fruitvale's figures come from
Fruitvale's 75th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fruitvale's dominant direct exposure actually means, with real examples from across the dataset.