Fruitridge Pocket, CA
Fruitridge Pocket, CA's wildfire risk, in USFS's own numbers
USFS scores Fruitridge Pocket at the 29th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,939 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fruitridge Pocket at the 39th percentile, close to its 29th-percentile risk score.
Where Fruitridge Pocket's buildings actually sit
Most of Fruitridge Pocket's buildings (97.8% of 1,939) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Fruitridge Pocket compares
Fruitridge Pocket's 29th national percentile looks worse in isolation than its 3rd ranking inside California does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Fruitridge Pocket ranks 22,270 for wildfire risk (1 is highest) and 7,647 by building count (1 is largest). Within California alone, it ranks 1,527 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Fruitridge Pocket
Fruitridge Pocket's 29th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Even with 97.8% of Fruitridge Pocket outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fruitridge Pocket's figures come from
Fruitridge Pocket's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fruitridge Pocket's dominant minimal exposure actually means, with real examples from across the dataset.