Fruitland Park, FL
Fruitland Park, FL's wildfire risk, in USFS's own numbers
USFS scores Fruitland Park at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 4,271 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fruitland Park's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Where Fruitland Park's buildings actually sit
USFS puts 67.1% of Fruitland Park's 4,271 buildings in the Indirect exposure zone, versus 32.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Fruitland Park ranks
Inside Florida, Fruitland Park sits at just the 37th percentile even though it scores 75th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fruitland Park ranks 7,780 for wildfire risk (1 is highest) and 3,998 by building count (1 is largest). Within Florida alone, it ranks 601 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Fruitland Park's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 67.1% of Fruitland Park's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fruitland Park's 7,780-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Fruitland Park, see the exposure-zones guide.