Fruitland, NM
How exposed is Fruitland to wildfire?
Out of every US place USFS scores, Fruitland lands at the 55th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 459 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fruitland at the 56th percentile, close to its 55th-percentile risk score.
Fruitland's building exposure, zone by zone
459 buildings are counted in Fruitland, and 73.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Fruitland against the rest of the country
Inside New Mexico, Fruitland sits at just the 22nd percentile even though it scores 55th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fruitland ranks 14,279 for wildfire risk (1 is highest) and 18,082 by building count (1 is largest). Within New Mexico alone, it ranks 385 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Fruitland's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fruitland
Because Direct exposure dominates in Fruitland (73.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fruitland's 14,279-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fruitland, see the exposure-zones guide.