Fruitland, NC
Fruitland wildfire risk explained
USFS's Wildfire Risk to Communities model puts Fruitland at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,503 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fruitland at the 63rd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Fruitland's building exposure, zone by zone
USFS classifies 76.9% of Fruitland's buildings as Direct exposure, higher than its 23.2% Indirect share and far above its 0% Minimal share — a profile where 1,155 structures sit close enough to vegetation that lot clearing matters most.
Where Fruitland ranks
Fruitland's risk sits at a similar level relative to North Carolina (59th percentile statewide) as it does nationally (61st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fruitland ranks 12,458 for wildfire risk (1 is highest) and 9,162 by building count (1 is largest). Within North Carolina alone, it ranks 316 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Fruitland and the insurance market
Fruitland's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Fruitland
Because Direct exposure dominates in Fruitland (76.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Fruitland's 12,458-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fruitland, see the exposure-zones guide.