Frostproof, FL
How exposed is Frostproof to wildfire?
Frostproof's 2,066 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Frostproof's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Frostproof's building exposure, zone by zone
Frostproof rates 41.5% Minimal exposure against just 33.6% Direct and 24.8% Indirect — of 2,066 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Frostproof compares
Frostproof's risk sits at a similar level relative to Florida (91st percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Frostproof ranks 1,790 for wildfire risk (1 is highest) and 7,295 by building count (1 is largest). Within Florida alone, it ranks 89 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Frostproof
At the 94th percentile nationally, Frostproof carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Frostproof's 41.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,066 counted buildings into the percentiles shown above for Frostproof. For more on what minimal exposure implies beyond Frostproof, see the exposure-zones guide.