Fromberg, MT
How exposed is Fromberg to wildfire?
Fromberg sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 354 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fromberg at the 80th percentile, close to its 82nd-percentile risk score.
Fromberg's building exposure, zone by zone
Most of Fromberg's buildings (65%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Fromberg ranks
Inside Montana, Fromberg sits at just the 56th percentile even though it scores 82nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Fromberg ranks 5,735 for wildfire risk (1 is highest) and 20,217 by building count (1 is largest). Within Montana alone, it ranks 211 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Fromberg and the insurance market
Fromberg's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Fromberg (65% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Fromberg's figures come from
The methodology guide shows exactly how USFS turned 354 counted buildings into the percentiles shown above for Fromberg. The exposure-zones guide covers what Fromberg's dominant indirect exposure actually means, with real examples from across the dataset.