Froid, MT
Froid, MT's wildfire risk, in USFS's own numbers
Froid sits at the 60th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 270 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Froid at the 59th percentile, close to its 60th-percentile risk score.
Froid's building exposure, zone by zone
270 buildings are counted in Froid, and 83.7% of them are Indirect exposure — ember-driven risk rather than the 16.3% in Direct exposure or the 0% rated Minimal.
Where Froid ranks
Inside Montana, Froid sits at just the 24th percentile even though it scores 60th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Froid ranks 12,636 for wildfire risk (1 is highest) and 22,506 by building count (1 is largest). Within Montana alone, it ranks 358 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Froid
At the 60th national percentile, Froid rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 83.7% of Froid's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Froid's figures come from
Froid's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Froid's dominant indirect exposure actually means, with real examples from across the dataset.