Frisco City, AL
Frisco City wildfire risk explained
Out of every US place USFS scores, Frisco City lands at the 69th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 807 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Frisco City's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Frisco City's buildings actually sit
807 buildings are counted in Frisco City, and 67.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Frisco City against the rest of the country
Frisco City ranks lower within Alabama (43rd percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Frisco City ranks 9,915 for wildfire risk (1 is highest) and 13,572 by building count (1 is largest). Within Alabama alone, it ranks 338 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Frisco City
Frisco City's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Frisco City's 67.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Frisco City's figures come from
Frisco City's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Frisco City's dominant direct exposure actually means, with real examples from across the dataset.