Fridley, MN
How exposed is Fridley to wildfire?
Fridley sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 10,661 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fridley's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Fridley's building exposure, zone by zone
Fridley rates 91.8% Minimal exposure against just 8.2% Direct and 0% Indirect — of 10,661 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 10,661 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Fridley compares
Fridley's risk sits at a similar level relative to Minnesota (38th percentile statewide) as it does nationally (32nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fridley ranks 21,586 for wildfire risk (1 is highest) and 1,493 by building count (1 is largest). Within Minnesota alone, it ranks 568 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Fridley's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Fridley's 91.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Fridley's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fridley, see the exposure-zones guide.