Friars Point, MS
How exposed is Friars Point to wildfire?
Friars Point's 490 buildings earn a 37th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Friars Point at the 38th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Friars Point's building exposure, zone by zone
USFS puts 76.1% of Friars Point's 490 buildings in the Indirect exposure zone, versus 23.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Friars Point ranks
Inside Mississippi, Friars Point sits at just the 12th percentile even though it scores 37th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Friars Point ranks 20,013 for wildfire risk (1 is highest) and 17,534 by building count (1 is largest). Within Mississippi alone, it ranks 369 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Friars Point's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Friars Point's 76.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Friars Point's 20,013-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Friars Point, see the exposure-zones guide.