Frenchburg, KY
Frenchburg wildfire risk explained
USFS's Wildfire Risk to Communities model puts Frenchburg at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 400 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Frenchburg at the 64th percentile, close to its 63rd-percentile risk score.
Where Frenchburg's buildings actually sit
400 buildings are counted in Frenchburg, and 89.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Frenchburg against the rest of the country
Within Kentucky, Frenchburg ranks higher (83rd percentile) than it does nationally (63rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Frenchburg ranks 11,783 for wildfire risk (1 is highest) and 19,209 by building count (1 is largest). Within Kentucky alone, it ranks 95 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Frenchburg and the insurance market
Frenchburg's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 89.3% of Frenchburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Frenchburg's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Frenchburg, see the exposure-zones guide.