French Camp, MS
French Camp wildfire risk explained
USFS scores French Camp at the 71st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 142 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks French Camp at the 72nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where French Camp's buildings actually sit
142 buildings are counted in French Camp, and 66.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
French Camp against the rest of the country
French Camp scores 71st nationally and 60th within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, French Camp ranks 9,230 for wildfire risk (1 is highest) and 27,211 by building count (1 is largest). Within Mississippi alone, it ranks 167 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
French Camp's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 66.9% of French Camp in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 142 counted buildings into the percentiles shown above for French Camp. For more on what direct exposure implies beyond French Camp, see the exposure-zones guide.