Fremont, NE
Fremont wildfire risk explained
Fremont's 11,531 buildings earn a 59th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fremont at the 54th percentile, close to its 59th-percentile risk score.
What "at risk" means for the buildings here
Only 1.9% of Fremont's 11,531 buildings carry Direct exposure and 5.4% carry Indirect; the remaining 92.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 11,531 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Fremont against the rest of the country
Fremont scores 59th nationally and 48th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fremont ranks 13,023 for wildfire risk (1 is highest) and 1,362 by building count (1 is largest). Within Nebraska alone, it ranks 306 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Fremont's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Fremont's 92.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Fremont's figures come from
Every one of the two percentiles behind Fremont's 13,023-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fremont's dominant minimal exposure actually means, with real examples from across the dataset.