Fremont, MI
Fremont wildfire risk explained
Fremont sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,026 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fremont's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
2,026 buildings are counted in Fremont, and 79.6% of them are Indirect exposure — ember-driven risk rather than the 12.2% in Direct exposure or the 8.2% rated Minimal.
How Fremont compares
Fremont's 43rd-percentile standing inside Michigan outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Fremont ranks 27,577 for wildfire risk (1 is highest) and 7,394 by building count (1 is largest). Within Michigan alone, it ranks 423 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Fremont and the insurance market
Fremont's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Fremont's 79.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Fremont's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Fremont, see the exposure-zones guide.