Fremont, IN
How exposed is Fremont to wildfire?
Fremont's 1,238 buildings earn a 18th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fremont at the 19th percentile, close to its 18th-percentile risk score.
Where Fremont's buildings actually sit
70.8% of Fremont's 1,238 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 18.2% Direct and 11% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Fremont against the rest of the country
Fremont's 74th-percentile standing inside Indiana outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Fremont ranks 25,933 for wildfire risk (1 is highest) and 10,420 by building count (1 is largest). Within Indiana alone, it ranks 253 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Fremont's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fremont
With ember exposure the dominant pattern in Fremont (70.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Fremont's 25,933-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Fremont, see the exposure-zones guide.