Fremont, IA
Fremont, IA's wildfire risk, in USFS's own numbers
Fremont sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 442 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fremont at the 50th percentile, close to its 49th-percentile risk score.
Where Fremont's buildings actually sit
Most of Fremont's buildings (61.1% of 442) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Fremont ranks
Within Iowa, Fremont ranks higher (68th percentile) than it does nationally (49th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fremont ranks 16,096 for wildfire risk (1 is highest) and 18,415 by building count (1 is largest). Within Iowa alone, it ranks 330 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Fremont's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fremont
Fremont's 61.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Fremont's figures come from
Every one of the two percentiles behind Fremont's 16,096-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fremont's dominant minimal exposure actually means, with real examples from across the dataset.