Freeville, NY
How exposed is Freeville to wildfire?
Freeville sits at the 18th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 304 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Freeville at the 17th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
304 buildings are counted in Freeville, and 76.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Freeville against the rest of the country
Compare Freeville's two percentiles: 42nd within New York, only 18th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Freeville ranks 25,784 for wildfire risk (1 is highest) and 21,527 by building count (1 is largest). Within New York alone, it ranks 750 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Freeville and the insurance market
Freeville's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Freeville's 76.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 304 counted buildings into the percentiles shown above for Freeville. For more on what direct exposure implies beyond Freeville, see the exposure-zones guide.