Freeport, MI
Freeport, MI's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Freeport lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 316 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Freeport at the 11th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Freeport (79.8% of 316 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 20.3% sit in the Direct zone.
Where Freeport ranks
Compare Freeport's two percentiles: 36th within Michigan, only 10th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Freeport ranks 28,237 for wildfire risk (1 is highest) and 21,208 by building count (1 is largest). Within Michigan alone, it ranks 476 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 10th national percentile, Freeport rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 79.8% of Freeport's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Freeport's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Freeport, see the exposure-zones guide.