Freeland, PA
Freeland, PA's wildfire risk, in USFS's own numbers
USFS scores Freeland at the 63rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,712 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Freeland's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
What "at risk" means for the buildings here
1,712 buildings are counted in Freeland, and 91.3% of them are Indirect exposure — ember-driven risk rather than the 8.7% in Direct exposure or the 0% rated Minimal.
Where Freeland ranks
Freeland's 98th-percentile standing inside Pennsylvania outpaces its 63rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Freeland ranks 11,827 for wildfire risk (1 is highest) and 8,379 by building count (1 is largest). Within Pennsylvania alone, it ranks 39 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Freeland and the insurance market
Freeland's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Freeland's 91.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Freeland's 11,827-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Freeland, see the exposure-zones guide.