Freeland, MI
Freeland, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Freeland at the 7th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,551 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Freeland's burn probability — fire likelihood with no building count factored in — sits at the 7th percentile nationally.
What "at risk" means for the buildings here
Only 19.1% of Freeland's 2,551 buildings carry Direct exposure and 0% carry Indirect; the remaining 80.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Freeland compares
There's little gap between Freeland's 7th national percentile and its 18th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Freeland ranks 29,470 for wildfire risk (1 is highest) and 6,198 by building count (1 is largest). Within Michigan alone, it ranks 611 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Freeland and the insurance market
Freeland's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Freeland
Freeland's 80.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,551 counted buildings into the percentiles shown above for Freeland. For more on what minimal exposure implies beyond Freeland, see the exposure-zones guide.