Freehold, NJ
Freehold, NJ's wildfire risk, in USFS's own numbers
Freehold sits at the 57th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,313 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Freehold at the 57th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Freehold's buildings (48.9% of 3,313) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Freehold compares
Freehold's risk sits at a similar level relative to New Jersey (66th percentile statewide) as it does nationally (57th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Freehold ranks 13,658 for wildfire risk (1 is highest) and 5,030 by building count (1 is largest). Within New Jersey alone, it ranks 240 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Freehold and the insurance market
Freehold's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Freehold
Freehold's 48.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Freehold's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Freehold, see the exposure-zones guide.