Freedom Plains, NY
How exposed is Freedom Plains to wildfire?
Out of every US place USFS scores, Freedom Plains lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 200 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Freedom Plains at the 37th percentile, close to its 37th-percentile risk score.
Where Freedom Plains's buildings actually sit
Direct exposure dominates in Freedom Plains: 77% of its 200 buildings, versus 23% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Freedom Plains ranks
Within New York, Freedom Plains ranks higher (79th percentile) than it does nationally (37th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Freedom Plains ranks 19,952 for wildfire risk (1 is highest) and 24,849 by building count (1 is largest). Within New York alone, it ranks 270 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Freedom Plains's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Freedom Plains's 77% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Freedom Plains's figures come from
The methodology guide shows exactly how USFS turned 200 counted buildings into the percentiles shown above for Freedom Plains. The exposure-zones guide covers what Freedom Plains's dominant direct exposure actually means, with real examples from across the dataset.