Freedom Acres, AZ
How exposed is Freedom Acres to wildfire?
Freedom Acres sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 121 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Freedom Acres at the 98th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Freedom Acres's building exposure, zone by zone
121 buildings are counted in Freedom Acres, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Freedom Acres against the rest of the country
There's little gap between Freedom Acres's 99th national percentile and its 92nd percentile inside Arizona, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Freedom Acres ranks 462 for wildfire risk (1 is highest) and 28,095 by building count (1 is largest). Within Arizona alone, it ranks 36 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Freedom Acres's 99th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Freedom Acres (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Freedom Acres's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Freedom Acres, see the exposure-zones guide.