Freeburg, MO
How exposed is Freeburg to wildfire?
Freeburg's 387 buildings earn a 64th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Freeburg at the 67th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Of Freeburg's 387 counted buildings, 59.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Freeburg compares
Freeburg's risk sits at a similar level relative to Missouri (66th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Freeburg ranks 11,350 for wildfire risk (1 is highest) and 19,468 by building count (1 is largest). Within Missouri alone, it ranks 356 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Freeburg's high rating (64th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 59.4% of Freeburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 387 counted buildings into the percentiles shown above for Freeburg. For more on what direct exposure implies beyond Freeburg, see the exposure-zones guide.