Fredonia, ND
Fredonia wildfire risk explained
Out of every US place USFS scores, Fredonia lands at the 45th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 118 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fredonia's burn probability — fire likelihood with no building count factored in — sits at the 41st percentile nationally.
Where Fredonia's buildings actually sit
Direct exposure dominates in Fredonia: 61.9% of its 118 buildings, versus 38.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Fredonia against the rest of the country
Fredonia's risk sits at a similar level relative to North Dakota (39th percentile statewide) as it does nationally (45th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fredonia ranks 17,283 for wildfire risk (1 is highest) and 28,266 by building count (1 is largest). Within North Dakota alone, it ranks 246 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Fredonia and the insurance market
Fredonia's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Fredonia's 61.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 118 counted buildings into the percentiles shown above for Fredonia. For more on what direct exposure implies beyond Fredonia, see the exposure-zones guide.