Frederika, IA
How exposed is Frederika to wildfire?
Frederika sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 206 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Frederika's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Frederika's building exposure, zone by zone
Indirect exposure is dominant in Frederika (75.7% of 206 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 24.3% sit in the Direct zone.
Frederika against the rest of the country
There's little gap between Frederika's 32nd national percentile and its 47th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Frederika ranks 21,299 for wildfire risk (1 is highest) and 24,636 by building count (1 is largest). Within Iowa alone, it ranks 536 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Frederika
Frederika's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Frederika's 75.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 206 counted buildings into the percentiles shown above for Frederika. For more on what indirect exposure implies beyond Frederika, see the exposure-zones guide.