Fredericksburg, OH
How exposed is Fredericksburg to wildfire?
USFS's Wildfire Risk to Communities model puts Fredericksburg at the 30th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 210 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fredericksburg at the 32nd percentile, close to its 30th-percentile risk score.
What "at risk" means for the buildings here
210 buildings are counted in Fredericksburg, and 65.2% of them are Indirect exposure — ember-driven risk rather than the 34.8% in Direct exposure or the 0% rated Minimal.
Fredericksburg against the rest of the country
Fredericksburg's 65th-percentile standing inside Ohio outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Fredericksburg ranks 22,067 for wildfire risk (1 is highest) and 24,491 by building count (1 is largest). Within Ohio alone, it ranks 437 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Fredericksburg's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 65.2% of Fredericksburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Fredericksburg's figures come from
Fredericksburg's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fredericksburg's dominant indirect exposure actually means, with real examples from across the dataset.