Fredericksburg, IN
Fredericksburg wildfire risk explained
Out of every US place USFS scores, Fredericksburg lands at the 19th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 151 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fredericksburg's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where Fredericksburg's buildings actually sit
151 buildings are counted in Fredericksburg, and 97.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Fredericksburg compares
Compare Fredericksburg's two percentiles: 78th within Indiana, only 19th nationally — a gap of 59 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fredericksburg ranks 25,396 for wildfire risk (1 is highest) and 26,840 by building count (1 is largest). Within Indiana alone, it ranks 214 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Fredericksburg and the insurance market
At the 19th national percentile, Fredericksburg rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 97.4% of Fredericksburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Fredericksburg's figures come from
Fredericksburg's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fredericksburg's dominant direct exposure actually means, with real examples from across the dataset.