Fredericksburg, IA
Fredericksburg, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Fredericksburg at the 19th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 646 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fredericksburg at the 18th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Fredericksburg's building exposure, zone by zone
Only 10.5% of Fredericksburg's 646 buildings carry Direct exposure and 0% carry Indirect; the remaining 89.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Fredericksburg against the rest of the country
Fredericksburg's risk sits at a similar level relative to Iowa (30th percentile statewide) as it does nationally (19th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fredericksburg ranks 25,682 for wildfire risk (1 is highest) and 15,242 by building count (1 is largest). Within Iowa alone, it ranks 710 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Fredericksburg
Fredericksburg's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 89.5% of Fredericksburg outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 646 counted buildings into the percentiles shown above for Fredericksburg. For more on what minimal exposure implies beyond Fredericksburg, see the exposure-zones guide.