Frederick, OK
How exposed is Frederick to wildfire?
Frederick sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,659 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Frederick at the 59th percentile, close to its 63rd-percentile risk score.
Frederick's building exposure, zone by zone
USFS classifies 97.6% of Frederick's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Frederick ranks
Frederick ranks lower within Oklahoma (9th percentile statewide) than its 63rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Frederick ranks 11,673 for wildfire risk (1 is highest) and 6,005 by building count (1 is largest). Within Oklahoma alone, it ranks 757 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Frederick and the insurance market
At the 63rd percentile nationally, Frederick carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Frederick
With 97.6% of buildings rated Minimal exposure, Frederick gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Frederick's figures come from
Frederick's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Frederick's dominant minimal exposure actually means, with real examples from across the dataset.