Frederica, DE
How exposed is Frederica to wildfire?
USFS scores Frederica at the 46th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 526 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Frederica at the 42nd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Frederica's buildings actually sit
Indirect exposure is dominant in Frederica (71.5% of 526 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.3% sit in the Direct zone.
Where Frederica ranks
Compare Frederica's two percentiles: 72nd within Delaware, only 46th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Frederica ranks 17,134 for wildfire risk (1 is highest) and 16,919 by building count (1 is largest). Within Delaware alone, it ranks 23 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
What this risk score means for insurance
At the 46th national percentile, Frederica rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Because 71.5% of Frederica's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Frederica's figures come from
Frederica's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Frederica's dominant indirect exposure actually means, with real examples from across the dataset.