Frazee, MN
Frazee wildfire risk explained
Out of every US place USFS scores, Frazee lands at the 69th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 743 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Frazee's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
Most of Frazee's buildings (62.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Frazee compares
Compare Frazee's two percentiles: 93rd within Minnesota, only 69th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Frazee ranks 9,899 for wildfire risk (1 is highest) and 14,196 by building count (1 is largest). Within Minnesota alone, it ranks 68 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Frazee and the insurance market
At the 69th percentile nationally, Frazee carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Frazee
With ember exposure the dominant pattern in Frazee (62.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 743 counted buildings into the percentiles shown above for Frazee. For more on what indirect exposure implies beyond Frazee, see the exposure-zones guide.