Fraser, IA
Fraser, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Fraser lands at the 42nd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 134 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fraser's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
Where Fraser's buildings actually sit
Of Fraser's 134 counted buildings, 94.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Fraser against the rest of the country
Within Iowa, Fraser ranks higher (58th percentile) than it does nationally (42nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fraser ranks 18,209 for wildfire risk (1 is highest) and 27,537 by building count (1 is largest). Within Iowa alone, it ranks 427 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Fraser and the insurance market
Fraser's elevated wildfire rating (42nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Fraser
Fraser's 94.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Fraser's figures come from
Every one of the two percentiles behind Fraser's 18,209-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fraser's dominant direct exposure actually means, with real examples from across the dataset.