Franktown, VA
Franktown, VA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Franktown lands at the 49th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 53 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Franktown's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
What "at risk" means for the buildings here
53 buildings are counted in Franktown, and 67.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Franktown against the rest of the country
Franktown's risk sits at a similar level relative to Virginia (51st percentile statewide) as it does nationally (49th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Franktown ranks 16,122 for wildfire risk (1 is highest) and 30,863 by building count (1 is largest). Within Virginia alone, it ranks 334 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Franktown's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Franktown
Franktown's 67.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Franktown's figures come from
Franktown's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Franktown's dominant direct exposure actually means, with real examples from across the dataset.