Frankton, IN
How exposed is Frankton to wildfire?
USFS's Wildfire Risk to Communities model puts Frankton at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,168 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Frankton at the 5th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Frankton's buildings actually sit
Frankton rates 83.1% Minimal exposure against just 16.9% Direct and 0% Indirect — of 1,168 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Frankton against the rest of the country
Frankton's 35th-percentile standing inside Indiana outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Frankton ranks 30,002 for wildfire risk (1 is highest) and 10,844 by building count (1 is largest). Within Indiana alone, it ranks 632 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Frankton's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Frankton's 83.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Frankton's figures come from
Frankton's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Frankton's dominant minimal exposure actually means, with real examples from across the dataset.