Franks Field, WI
Franks Field wildfire risk explained
Franks Field's 84 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Franks Field at the 11th percentile, close to its 11th-percentile risk score.
What "at risk" means for the buildings here
100% of Franks Field's 84 buildings sit in USFS's Direct exposure zone, roughly 84 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Franks Field ranks
Franks Field scores 11th nationally and 8th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Franks Field ranks 28,038 for wildfire risk (1 is highest) and 29,748 by building count (1 is largest). Within Wisconsin alone, it ranks 742 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Franks Field and the insurance market
Franks Field's low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Franks Field (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 84 counted buildings into the percentiles shown above for Franks Field. For more on what direct exposure implies beyond Franks Field, see the exposure-zones guide.