Franklinville, NJ
Franklinville, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Franklinville lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,062 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Franklinville at the 70th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
78.1% of Franklinville's 1,062 buildings sit in USFS's Direct exposure zone, roughly 829 structures close enough to burnable vegetation for flame contact, not just embers — 21.8% fall in the Indirect, ember-only zone and 0.2% are Minimal.
Franklinville against the rest of the country
Franklinville's risk sits at a similar level relative to New Jersey (80th percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Franklinville ranks 9,081 for wildfire risk (1 is highest) and 11,507 by building count (1 is largest). Within New Jersey alone, it ranks 141 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Franklinville and the insurance market
At the 71st percentile nationally, Franklinville carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Franklinville's 78.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Franklinville's figures come from
The methodology guide shows exactly how USFS turned 1,062 counted buildings into the percentiles shown above for Franklinville. The exposure-zones guide covers what Franklinville's dominant direct exposure actually means, with real examples from across the dataset.